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    MONEY MORALS: Can I ask my daughter to pay me for my time spent looking after my grandchild?

    In our Money Morals series we invite readers to help solve a dilemma. This time, we look at the issues surrounding childcare and how to approach the subject of asking for money when looking after a grandchild. Read the question and leave your answer in the comments at the bottom of the article. How can I tell my daughter that I would like her to pay me for the two days I provide childcare?My grandson ...

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    Is this a good way to pay for a new boiler? Green Deal relaunches with home improvement loans paid for through energy bills

    Loans for energy efficient measures such as insulation, boilers and ground source heat pumps are available once again through the Green Deal Finance Company (GDFC).Households wanting to cut their energy bills can apply for home improvements and pay for them through their energy bills. The Green Deal loans were originally offered by the Government but the previous scheme shut in 2015 due to low take-up levels.It has now reopened with funding from private investors and households can apply for loans from a select number of providers. [media_photo id="884084" height="419" width="634" alt="The GDFC was previously Government-funded but closed in 2015 after ...

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    Want to make extra money pet sitting? Cat in a Flat can let you earn 25 a night or 10 a visit for taking care of your neighbours' moggies

    Traditionally cat owners would rely on a neighbour or a cattery to take care of their moggy if they were going on holiday.But what if you could find a trusted cat sitter, who lived nearby and was fully insured to check in on your beloved cat and make sure they were okay?The website Cat in a Flat matches cat sitters and cat lovers across the UK working a little bit like a pet dating website. Cat sitters booked through Cat ...

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    Will a ban on rip-off card fees push up prices - and will shops still demand a minimum spend? What the new rules will mean for you

    Charges when you pay with a debit or credit card are to be scrapped in January, the Government confirmed today.This means you'll no longer pay the extra fee, which can be up to 3 per cent, when paying with plastic after January 13th 2018.Until now retailers have been allowed to charge an extra fee when you pay with a card, which in some cases has added a substantial amount onto the final cost. The Government bans rip-off debit and credit card ...

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    Plans to make it easier to switch TV, broadband and phone bundles are ditched by the regulator

    Changes to make it easier for consumers to switch TV, broadband and phone bundles have been scrapped by the telecoms regulator.Under the proposed plans consumers would only need to contact the company they were moving to which would then arrange the switch with their current provider.But Ofcom says the costs of making these changes are 'significantly higher than originally estimated' and would not at the moment be in consumers' best interests. Ofcom says proposed plans aren't in consumers best interests and could ...

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    The ultimate guide to getting Sports TV for less: How does the new Sky Sports line up compare and where to pick it up the cheapest

    Football fans across the country will be gearing up for the start of the Premier League kicking off on August 11 with Arsenal vs Leicester at the Emirates.If you want to catch the season from the comfort of your own home however, it means investing in a sports package that often comes with a notoriously high price tag.Sky has however today revamped its Sports line up with the option to buy individual channels which could help cut the cost of supporting from your sofa.We have done the hard work for you and taken a look at how the new Sky ...

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    Grandparents are the number one provider of childcare ahead of nurseries and pre-schools as the cost hits 4.5K per year

    Grandparents are the most used form of childcare in the UK, ahead of nurseries and pre-schools, new research has revealed.Mounting childcare costs are putting parents under pressure and one in ten say it's their biggest monthly expense, behind rent and mortgage costs.Childcare costs for children under the age of 13 are now an average of 85.90 or 4,500 per year which is equivalent to a sixth of the average salary. Grandparents are now more likely to help with childcare over nurseries and pre-schoolMany ...

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    Do you switch energy tariffs when moving home? Half of us don't and it could cost an extra 300 every year

    When moving home around half of us will keep the previous owner's energy firm rather than switching to a different provider, new research shows.But this could prove costly because when you move you are usually switched onto the current provider's most expensive tariff.When they do get around to switching, 46 per cent of all consumers will also not switch to a fixed-rate tariff, which are typically the cheapest on the market. Energy rip off: Half of those moving house remain with the ...

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    'We dreamed of marrying in Italy - and will save by honeymooning there too': Dreaming of a wedding in an exotic location? Here s our guide to guarantee a big day - with smaller bills

    With the price of the average wedding held in Britain now topping 25,000, many couples are thinking about heading abroad to trim costs when they tie the knot.By going overseas it is possible to get hitched for a third of the price of a ceremony at home.Equally, while some are opting to wed abroad for financial reasons, others like the idea of smaller venues and fewer guests, coupled with the promise of a stunning backdrop giving them an excuse to bust the budget.Steph Bishop from website Marryabroad, says: There are many potential benefits to getting married overseas, including better weather, ...

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    'I ran up a 250 bill - trying to call Vodafone': Mobile phone users being warned to be wary when searching for customer services phone numbers online

    Mobile phone users are being warned to be wary when searching for customer services phone numbers online they risk paying hundreds of pounds for a routine enquiry.Georgina Jolley, 22, is ruing the day she made an internet search for her mobile provider Vodafone s helpline number.The move left her more than 250 out of pocket and facing a black mark on her credit record after a catalogue of errors. Wrong number: Georgina Jolley used a 45p-a-minute line to get through ...

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    Your 600 iPhone may be worth just 100 if you claim for it on travel insurance but your home cover could pay up in full

    When you take out a travel insurance policy, aside from looking at the medical coverage and how much it might pay for delays, cancellation or lost luggage, how often do you check its cover for valuable items?If you've not checked this in the small print you are risking losing out if something goes wrong as data shown to This is Money reveals that many policies have big gaps when it comes to valuables.In fact, 97 per cent of single trip policies and 87 per cent of annual policies would not cover an item worth more than 500 for its full ...

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    Not enough time to find a working voucher code? Now a free tool will tell you when an online discount is available

    Have you ever bought something online for full price and only afterwards realised you could have used a voucher code to get money off?Now, instead of forgetting altogether, or spending ages trying to find a valid discount code, a new tool has launched which promises to do this for you.The free tool works as a plug-in for your browser and alerts you to active discount codes whenever you visit an online shop. The search is over: New tool automatically shows active discount ...

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    Train fares set to grow at the fastest rate in SIX YEARS, but why do they go up with RPI instead of official inflation? asks LEE BOYCE

    Commuters should mark Tuesday 15 August 2017 on their calendars. That day marks the grand reveal of the level of Retail Prices Index inflation - otherwise known as the amount by which train fares can be jacked up by operators.Each August, the July RPI rate determines how much train fares can increase come next January. I think it's a ludicrous system, which punishes those who travel by a greener method of transport through taking an ever bigger chunk of their wages.All of the furore over how much prices have gone up by in recent years will be nothing compared to ...

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    RACHEL RICKARD STRAUS: Forget crystal ball gazing, these are the financial steps you need to take NOW for whatever the future throws at us

    Has there ever been such division about how we see the future?At one extreme, there are those who are expecting a post-Brexit utopia, where household incomes are stronger, Britain more outward-looking and we herald a new era of trade and clout on the world stage.At the other, there are those who envisage post-Brexit Armageddon, where households are poorer, consumer choice shrinks, house prices plummet and we become near-irrelevant as a global player.Most of us are confused somewhere in between, hearing these conflicting narratives and getting even more uncertain about what the future holds. [media_photo id="863442" height="423" width="634" alt="Preparing: There are ...

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    Traps that send bills soaring if you take a mobile on holiday: Roaming charges have been scrapped in the EU - but there are costly pitfalls

    Holodaymakers could still be hit with huge bills for using their mobiles in Europe this summer despite a clampdown on charges for phone use abroad, a Money Mail investigation reveals.New rules introduced last month mean that if you use your mobile phone for calls, texts or browsing the internet while on holiday within the European Union, it will cost the same as it would in the UK.The European Commission pledged to end punitive roaming charges, saying 'mobile phone users will pay the same price as at home, with no extra charges'.The 'roam like at home' scheme promises to revolutionise the ...

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